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How to Save Money on Healthcare Benefits! — David Lapp with Preferred Benefits Solutions

David Lapp PREFERRED BENEFITS SOLUTIONS Insurance Specialist health insurance life dental longterm disability longterm care supplementalDavid Lapp was awarded the Bronze Star & Silver Star while in the service. David worked at General Electric, transitioned to Wards Company/Circuit City. He developed the Major Appliance program there, transitioned to the furniture industry. Transitioned to Target store. Now provides employee benefits through his company. (PRESIDENTIAL NOTE: It is very notable that in nearly every company he worked for, our BRN Vice President rose to the position of Vice President – how fitting!)

Health care is expensive and will only get more so. If you are uninsured, you will be penalized on your taxes.

Tips on how to save money on Healthcare benefits:

  • Stay Healthy. Exercise. Stop Smoking and drinking.
  • Take preventative action.
  • Choose In-network providers
  • Don’t go to the emergency room unless it is an ACTUAL emergency.
  • Maximize your deductible. The higher the deductible, the lower your monthly premium. Go to the maximum that you can afford.
  • Negotiate the costs of care with hospitals and doctors.
  • Review your coverage to make sure you understand what you are and are not covered for. Make sure that you understand the deductible plan, so that you know what amount you will be liable for in the event of a catastrophe.
  • Do a ninety day mail order prescription.

Speaker for 03/13/2013: David Lapp with Preferred Benefits Solutions

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